ML Foundation – Empowering You!

Daily Free Guidance Session

Day	Domain	Experts
Tuesday	Get free help on housing societies or CHS, redevelopment, conveyance, Lok Adalats and Lokshahi Din	Shirish Shanbagh, Activist
Wednesday	How to file RTI effectively	Shailesh Gandhi, Former Central Information Commissioner
Thursday	Get Free Guidance on How to Resolve Consumer Issues and Insurance Problems	AV Shenoy & Abhay Datar, Activist
Friday	Has Your Loan Been Rejected? Can’t Get A Credit Card? Don’t Know What To Do About a Low Credit Score?	Ashok Kargutkar, Retired Banker

Recent Events

Legal Transcriptions are Vital and Must for an Efficient Judicial System in India

“We need to have more transparency and the citizens of India deserve proper access to justice and legal transcription services are a very important addition that is needed in our judiciary,” says Amrish Kilachand while speaking at an event organised by Moneylife Foundation on the importance of legal transcriptions. Mr Kilachand, a businessman by profession,…

RTI Session for College Students of Sophia College

Moneylife Foundation in association with Sophia College organised a on RTI for the students of the economics and political science department. The session was presented by retd. CIC Shailesh Gandhi who spoke about the act and it’s various provisions and exemptions. After the session, it was followed by a Q&A where Mr. Gandhi resolved their…

Click For More Events

Moneylife TV

Moneylife Foundation

Moneylife is the only media organization that is driven primarily by the interests of customers and investors. This is evident in our long track record of reporting the unbiased facts and opinion, innovative analysis and non-profit initiatives. The Moneylife team has a unique understanding of what financial products work, what doesn’t work and what to avoid. This is well-documented in the last six years in Moneylife magazine and also articles in our digital franchise. Moneylife’s research on some of the most important aspects of personal finance such as gold, health insurance plans, collecting, best ways to save for your children, wills & nomination and even harmful drugs have set standards of excellence.

Moneylife is among the most ethical media companies and is known for calling a spade a spade.

The Moneylife Group consists of:

A fortnightly personal finance magazine, which covers everything that investors should know
A vibrant pro-consumer business and news website, which covers everything from personal finance to consumer and regulatory issues, and much more!
A 29,728 member-strong non-profit registered trust—Moneylife Foundation—to promote financial literacy and consumer and investor initiatives. Membership is Free! Click here to become a member!

We will be soon launching a fourth initiative—Moneylife Smart Savers—which will combine our best of these entities, along with innovative research for empowering savers.

Our mission is to give a voice to those of us who work hard, earn, save and still don’t seem to have a say in the decisions that affect us, because we are neither a vote bank nor part of any vested interests! We engage in spreading financial literacy through workshops, lectures by experts, awareness campaigns, and advocacy to crystallize policy and effect regulatory changes to protect investor rights, grievance redressal, counseling and research. Moneylife Foundation has a touched the lives of thousands of people since February 2010 with an array of seminars, conferences, speeches and positions papers. MSSN members automatically become members of Moneylife Foundation

Grievance Redressal: Linkages with various regulators and top financial intermediaries has led Sucheta Dalal to offer a unique effort among all media companies – redressal of grievances – with a huge success rate. This effort is being expanded and supplemented through Moneylife Foundation.

Engage in advocacy and take up issues with regulators
Make investors aware of their rights and promote better understanding of issues related to finance
Make regulators and policymakers aware of investors issues
Knowledge creation by undertaking research, surveys and knowledge dissemination
Constant interface with investors and to be a link among investors, regulators and policymakers
Enabling investors to enhance their knowledge through workshops and seminar

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Just wanted to share with you a link from today’s TOI and thank you for the wonderful work you are doing at Moneylife Foundation and the efforts you are taking to increase citizens’ awareness.

My husband filed a consumer complaint in Mumbai in 2016. But before we drafted and filed the complaint, we took initial advice at a Moneylife consumer guidance session (Mr A V Shenoy). Do thank him on our behalf. Here is the Times of India Article.

My husband retired from IIT Bombay this year and is now Visiting Professor at IIT Dharwad in Karnataka. So we have now moved to Dharwad. I will be able to watch your informative sessions on You Tube.

Swati Bal-Tembe

This is a “Thank you” note for your guidance on my query to LRC. This has really helped me a lot to take right legal steps.

As per your suggestion I filled a case against “Omnitech Infosolutions” for “Settlement of Dues”.

You can recall that Omnitech Infosolution is also reported by Moneylife for defaulting payments of “Corporte FD”. Though I have not recived my dues yet but I am hopeful that I may receive it in near future.

Thanks again for your support in this case and wishing you all the success in your intiatives.

Abhishek Patil

When revolutionary fighters met in heaven and discussed as to who is working for real free India, they mentioned Moneylife.in God bless you. May the force be with you

Shridhar Karandikar

First, let me congratulate you and thank you for your wonderful services towards educating people.
I just subscribed to the premium subscription.

Girija Kumar Kasinadhuni BANGALORE

Recently, I saw your 2 YouTube videos of lectures that was given to the students of SIES College. I was very happy and impressed by the most important message of Financial Management Awareness and the informal positive style of presentation. I strongly believe that it is a critical need of the current times, when our truly positive youth (who are fully capable of leading our country in to a much better future) are sometimes led away from their goals and responsibilities by short-sighted commercial interests. My salutations to Moneylife Foundation for implementing awareness of these very important concepts.

Please accept our best wishes and heartfelt prayers for continued success of the Moneylife Foundation Team. Be assured of our support.

Girish C Joshi Director, Kamalakant Chhotalal Exporters Private Limited

I had the privilege of being invited to the seminar ‘Safe and Smart Savings to take care of your Retirement Years’ hosted at your Office by Ms Sucheta Dalal and Mr Debashish Basu on 29th May 2015.

It was a sterling event for me. Since then, I sort of went into hibernation or cold storage as I am not on the net always and regularly !!!

I am 67 and do not give up easily and I remember one clear message from Ms Sucheta Dalal that day. That the elderly must vent their views and opinions by writing continuously if they wish to be heard and for policies and laws to be enacted and put into place . And in India the so called SENIOR CITIZENS lobby is a meagre 5 to 6% and hence will never be heard. Abroad, it is a vibrant and strong 70% and more .

What has catalyzed me into action is when I attended an event on WORLD ELDERS DAY on 1st October 2015 at TISS, Deonar, Mumbai when they discussed POSITIVE AGING and ELDER POWER. And our tribe is growing and swelling at an alarming and challenging rate . And I need to do more and by getting together, the FORCE then grows with you! [ quoting STAR WARS ]

Ms Sucheta Dalal will always be busy what with her seminar in Chennai on 7th November 2015. To cut matters short, if you will be organizing seminars for SENIOR CITIZENS in future, please do keep me in the loop and in the know.

There are many GREY areas like housing , wills , insurance , medicals , counselling , what SENIOR CITIZENS must know and there rights towards the framing of policies and this will gain great prominence and importance as the so called GREY FORCE grows and finds its growth stunted by its own unplanned growth!

Please inform me of further planned events and where I can be of assistance.

It will at least keep my grey cells alive and kicking!

Arthur James

This is regarding various good articles appeared in your site. Whether all these information in a printed form referred to Ministry concerned and PMO to ensure worthwhile action from their end. Remember, always send hard copy and also soft copy of the report/ findings so that they can take appropriate steps. Many of the articles seems to be exemplary.

njraj

I stumbled upon a YouTube video of one of your sessions, and from there the foundation website. I promptly registered. I wanted to send a note to Thank the team for providing such fantastic resources! Thanks again!

Siddharth Karwankar Hyderabad

New readers are always coming in, like me. For me he is still fresh!
And as a instructor in professional training, I am promoting ML as much as I can, as it is singularly the only money/life magazine one can place one’s trust on, and so, invest one\’s greatest resource, one\’s time.

Pradeep Kumar Subscriber

Thanks to the entire team in Moneylife for all your effort. You are the one that we can trust in this dark world of investments and finance.

Keep going!

Thanks
Karthikeyan.V

Karthikeyan Koundinya MSSN Subscriber & MLF Member

Best wishes in your path breaking work. You are an inspiration for middle class people like myself.

Regards, Vishal Modi

Vishal Modi MSSN Subscriber & MLF Member

Dear Madam,

Seasons greetings to you and thank you all for a very rewarding sessions and interactive questionnaire replete with soul searching think.

I wish to congratulate you, Mr Basu and your entire team for dedication and passion. for new year.

Best wishes for glorious future.

Regards
A. Mohanty

Abha Mohanty

Hello Sucheta,

I was travelling and couldn’t convey my words on email to deeply thank you and your team helping me to get this credit fraud complaint resolved.

After disappointment of sending 50+ emails, 15+ Customer service calls and 6+ communication with Axisbank branch, filling dispute forms, insurance claim forms, police & cybercell visit, 60 days of time, etc for the resolution. But it seemed that there would be no satisfactory reply. On top of this received 15+ calls and 30+ messages for payment of money and everyone promising to get back to their seniors with escalation.

Hadn’t it been Moneylife Foundation’s help, I felt all doors closed.

I am very grateful for the time and efforts you and your team have put into taking my request and giving such importance, contacting personnel and following up to a complaint placed for a service with a third party.

Consider this email as a deep thank you and my support in all possible ways towards spreading the word about your work in supporting a common man for his rights and awareness among people.

Thanking you,
Godwin Pinto

Godwin Pinto

I am a subscriber and regular reader of Money life magazine since last seven years. The magazine and initiatives taken by them have enhanced my knowledge on savings and investments. Mr. Debashish basu and Ms Sucheta Dalal are doing excellent jobs.

Best wishes.
(Suresh Kadam)

Suresh Kadam MSSN subscriber and MLF member

Thank you SBI Life for resolving this case. Special thanks to Ms Sucheta Dalal and Mr.Debasis Basu for their initiatives.

Thanks and Regards
Srinivasa Raghavan

Srinivasa Raghavan MLF member

To
Team Moneylife
Moneylife Foundation
Mumbai

Sir/Madam,
At the outset I would like to thank you and congratulate for the wonderful platfor ‘Moneylife Foundation’ and ‘Moneylife Magazine’. It is for this wonderful organisation that common investors like me are able to survive in the ocean of ‘capital markets’.

Team Moneylife under the leadership of Madam Sucheta Dalal and Shri Debashis Basu are doing ‘service par excellence’ for the masses. Perhaps, this is only one platform in the country that strives for the common investors and consumers. Whether it be various programmes or workshop, ‘Team Moneylife’ has always strived and struggled to stand for the rights and welfare of the common people. I find myself lucky to be part of this association and to be a staunch ‘Moneylifer’. Maybe I should be more active in helping ‘Moneylife team’ to be able to qualify as ‘Moneylife Karyakarta’.

With my association, I have had learned many things. ‘Moneylife’ created major awareness on numerous issues related to finance, consumer rights, life, health etc. In fact, the peace in my ‘money life’ (finance life) is only and only beacause of Moneylife. It created major awareness in terms of saving, investing in right avenues. Till date, I always make it a point to attend maximum number of events at the foundation. I have learned so many things varing across various topics viz. Investing, Consumer rights, life etc. I always insist my friends to attend them.

Reading the magazine is always a treat, in fact I am always keen on every issue and make it a point to read it carefully. ‘Moneylife’ is a very informative magazine which presents the real picture of the Capital Markets and other aspects which no other ‘MSM’ house would dare to do. Be it issue of ‘Credit Score’ ‘Debt Markets’ ‘Stock Selection Method’, I could understand them conceptually which improved my perception and vision about them. I understood the concept of bonds by reading te issue. I have even enjoyed attending every workshop on ‘investing’. Learning the concept of “PE Bond’, ‘Gilt’ returns charts created great amount of awareness in me. I wish and request if we can have some more such workshops in the future. I may also suggest that team ‘Moneylife’ should conduct such ‘paid’ workshops as such knowledge in public interest is no available anywhere. Let people value it and realise it’s importance.

A common investor could never imagine to have access to so much of information which is so systematic, conceptual and in depth. It is only because of Moneylife that common man has awareness and feels empowered. Else the markets are full of sharks and faulty products. Be it Stock Letter or MSSN initiative, it has played a major role in my ‘money life’. It is because these wonderful products that my awareness about various stock, financial products exists else it was ‘zero’. The latest ‘credit helpline’ has taken MLF to new heights.

Logging into ‘moneylife.in’ a couple of times in a day is a habitual practice for me. I tend to rely on Moneylife for my ‘news knowledge’ especially the daily and weekly market report and various stories which is never seen in ‘MSM’.

No amount of praise words can be enough to appreciate the work of ‘MONEYLIFE’, I take a bow for great work done by the entire team. ‘Moneylife team’ has created considerable amount of awareness among common investors and make them empowered which no government can ever do. Reading Moneylife Magazine, Stock Letter, MSSN, Market Reports or attending any Event is a pleasure. I thank ‘Moneylife’ for all, in fact it’s doing great service to society for public welfare. I always spread the word about ‘Moneylife’ wherever I go.

A big thank you to Moneylife team!
Wishing you all the very best! May the team achieve new heights!

Regards,
Dharmesh Sampat

Dharmesh Sampat MSSN subscriber and MLF member

I am extremely pleased to read the contents of your Newsletter for Oct 2014 stating that many new steps have been taken by Moneylife Foundation to help people in financial distress. You are already rendering a yeoman service to this sector by providing a powerful platform to the people who are suffering because of high-handedness of managements of certain companies who collect money from senior citizens and others by appointing marketing experts and other companies to generate deposits for them and thereafter the company managements neither refund the principal amounts nor pay interest after maturity of such deposits.

Thanks and regards,

U.K.Saluja,
New Delhi

U.K.Saluja

Respected Madam,

Since last few months I am reading the articles in Money Life received through mails & found them to be unbiased .

I am convinced that your each step is in the best interest of India’s common people .

I want to be a part of your movement.

Pramod Chaturvedi

Mr. Gopalakrishnan had called me up more than a month back. We had a lengthy, informative and very fruitful discussion. I followed what he suggested and as he said, “Knowledge is Power”. It saved me a lot as [ to be frank ] some people were asking for bribes to get my documents even though I paid all the outstanding as there was a co-borrower. I was not sure to get document even after paying the amount, so remembered you, as my trusted Friend-in-Need at my hard times. Mr. Gopalakrishnan had explained me many a things, more than what I was expecting. He is really a perennial source of information.

I am truly indebted to you, Moneylife and Mr. Gopalakrishnan for helping me in all ways and enlightening me. I sincerely thank each one of you, as you are all serving without charging any fees. I will surely continue to read Moneylife. I will also recommend your magazine and services to my friends.

Thanking you,

Yours truly,

Dayananda
Bangalore

Dayananda

Thank you Sucheta Mam and Mr Gopalakrishnan sir for your help.

I want to Convey my Heartily Gratitude to you for all the help and advice you have shared with me in the past.

A little less than a week, i contacted you about an issue. Based on the advice you gave me, it helped me a lot in reducing the confusion I was facing. It was just really great to have some validation and results at the end.

Once again Thank you so much for providing all the advice and Insights .

Thanks to Sucheta for creating such beautiful place where people can share his/her issues and can get solution instantly.

Thanks
Ranjeet Singh

Ranjeet Singh Disha Counselee

Some time ago, I approached Moneylife Foundation to help me to withdraw from an insurance policy from ICICI Prudential which had been mis sold to me (I am 76 years old) and for which I would have to continue paying the premiums for several years. After giving the details to Sucheta Dalal the matter was promptly taken up by her with ICICI Prudential and I was able to exit from the policy. Without the help of Moneylife Foundation it would not have been possible for me to do so as I was not getting a satisfactory answer to the queries I had raised with ICICI Prudential.

I am grateful to Moneylife Foundation for the help received, as also for the seminars I have attended which have enabled me to understand the world of investments much better, particularly considering the fact that even large companies have indulged in misleading advertising and selling. Moneylife magazine has not hesitated to take on even the big names in business as well as SEBI and other institutions, when required to do so.

Kudos to them for what is clearly a thankless task.

Ernest Fernandes

Ernest Fernandes Past President Bombay Management Association

Dear Sucheta,

Delighted to see that you and Debashish received the M.R. Pai Award. Nobody deserved it better than Moneylife and you. Every time I read your magazine, I keep thinking how it goes far beyond finance and markets to make readers savvy consumers as well.

Several subject ideas in Reader’s Digest have come from Moneylife’s stories. The best example was our recent “Mangelal Sharma and the Miss-sold Mutual Fund”, which was extremely popular with our readers. It got reprinted in new book on banking as well as in another magazine. Moneylife and Viresh are mentioned in it. I see many changes in Indian banking and other rules too, after you’ve brought them up in your stories. For example, the recent one where customers are not penalized for dormant accounts (a point we also made in our Mangelal story).

Mr M.R. Pai was a good senior friend of mine. We got close in the mid-1990s after I spent much time with him doing a story on his life and work for the Digest.

Congratulations!

Mohan Sivanand Editor-at-Large (Readers Digest)

I am a member of Moneylife and do attend the seminars once in a while – though not as much as I would like to.

Very often we are quick to criticise people or institution, whereas we never take the time to appreciate those who are doing a good job.

This is to tell you that you and your colleagues are doing great work and I really appreciate it.

My office is based in Navi Mumbai. I would request you to hold these seminars in Navi Mumbai also. The people living there mostly are young couples for whom these financial fundas would be a boon. Do let me know if I could help in any way.

Niranjan Bangera Moneylife Foundation Member

Hi Sucheta,

I just got off a call from Mr. R Gopalakrishna. He advised me about my current status and also gave me useful tips on how I can sort a few things in my report.

This session was extremely helpful and I thank you guys for a wonderful job.

Thank you once again.

Arun S Disha Counselee

I thank you very much for providing free and unbiased information in Moneylife Foundation Insurance Helpline. Consequently I have become a premium member of the Money Life Smart Savers Network.

Thanking You

Prasanna Rajan MSSN Premium Member

For what you do, my contribution could be like adding a drop of water to the ocean. I wish I could contribute more. I hope I do so in the future. Please keep up your good work! May He continue to give you the courage and strength in your endeavor.

Selva Nayagam Moneylife Foundation Member

Thanks a lot for your support in forwarding my matter to Mr. Gopalakrishnan.
Yes, talking to Mr. Gopalakrishnan was a wonderful and information session and it really helped me.
Today only I have paid off my debts following the instructions given by Mr. Gopalakrishnan.
I might speak with Mr. Gopalarishnan in near future once again .
Thanks you so much for all the help , guidance & support.

Tamanna Balwani Moneylife Foundation Member

Dear Sir Madam,

I have contacted your office regarding 2 issues:

1.) Complaint against Shriram City Union Finance Ltd for not following proper
procedures in processing and disbursal of Mortgage Loan.
2.) Complaint against Union Bank ofIndia for wrongfully charging me penal interest of
Rs. 10,644/- towards foreclosure of Mortgage Loan.
I would like to inform you that both the issues have been resolved only because of the guidance being provided by Shri Gopalkrishnanji, Financial Counsellor. I met him almost 5 to 6 times related to the above 2 issues and he had given me his valuable advice which has helped me in getting 2 important documents such as :-
a) List of Documents and b) Copy of Mortgage Loan Agreement from Shriram City Union Finance Ltd as complaint was escalated to Department of Non-Banking Services, RBI. Shriram City Union Finance Ltd has given me the above 2 documents after a long wait of 5 months only after the intervention of RBI Authorities.
Also, Union Bank of India, Duncan Road Branch, Mumbai – 400008 has credited my SB AlC with them in cash of Rs. 10,644/- which they have illegally collected from me towards penal interest as the matter was escalated to Banking Ombudsman, RBI. The bank hascontacted me for the settlement almost after 6 months.
The above resolutions wouldn’t have been possible without the help of Shri Gopalkrishnanji so I am offering my gratitude to him and also to Moneylife Foundation which has given a very good platform through its office which is very helpful to aggrieved customers like me. May God Bless Shri Gopalkrishnanji with healthy and a long life.
I would also request Moneylife Foundation to publish these 2 success stories in its Newsletter which will create awareness amongst the fellow citizens to fight the menace of worst customer service from Financial Institutions such as Banks & NBFCs.
Thanks a million.
Thanking You,

Krishnachand Rampat Yadav Moneylife Foundation Member

I wanted to convey my thanks to Mr. Gopalakrishnan. Thanks to his guidance I followed up with the contact person in the Standard Chartered bank that he provided and got a resolution to my problem.
The bank agreed that there was no outstanding on my card and rectified their records. My CIBIL score has now become 800+.
I will be grateful to Mr.Gopalakrishnan for this help. A big thanks to Moneylife team also for this initiative.

Aparna Singh Disha Counselee

Thank you for your response advising me to refer my grievance on the subject to your Legal Resource Centre for appropriate advice. I was very happy to have a phone call from the Chief Counsellor, Mr. M.R. Gopalakrishnan today.

Since the Banking Ombudsman, on the basis of clarifications given by ING Vysya Bank Officers closed my case without even giving me an opportunity to approach the Appellate Authority and instead advised me to approach the Civil Court, the advice given by Mr. Gopalakrishnan to lodge a fresh complaint with the CEO / MD of ING Vysya Bank, and subsequently to RBI Governor (if need be), lifted my spirit.

I really appreciated Mr Gopalakrishnan’s candid views on the prevailing unethical practices at some banks, which go mostly unnoticed.

Thank you Mr Gopalakrishnan and thank you Moneylife for the laudable free advice to the customers on many financial and/or other matters.

Shailesh Sonawani Moneylife Foundation Member

First of all let me compliment you for the great work you are doing through Money life foundation and please keep up the good work so that many more like me take advantage of it.

I had raised a concern regarding one of my financial issue that i had raised through money life website. Today i received a call from Mr R Gopalakrishnan from Disha foundation who said he was tied up with money life. It was great talking to him and the suggestions/advice that he provided were logical and really made sense. I would seriously act upon his suggestions and hope to come out of this mess as soon as possible.

In fact i had signed as a guarantor to one of my fried for his loan and was stuck and had written to money life about it.

Thank you once again for all the good work, articles you publish and the amount of financial awareness that you are creating.

I am already a subscriber of your team and would like to continue till this good work continues.

Muralidhar Kini Disha Counselee

Dear Team,

I had a detailed discussion with Gopalakrishnan from Disha consulting, and it was really wonderful. He clarified all my Cibil related issues. Fantastic.. I was about to go with Credit sudhaar and Credit Mantri, but after talking to him, i understand , I can do this myself. In any case, if i need any help, Gopalakrishnan asked me to contact him again. Thanks a lot.

Once again, its really nice and good support.

Geo Varghese Moneylife Foundation Member

One word “Fantastic”… you are the best. I am your customer for life now. I am absolutely delighted by my choice of Moneylife.

Ashish Aggarwal Moneylife Stockletter Subscriber

It was indeed pleasure speaking with Mr. Gopal Krishnan. I have had a real insight to CIBIL and scoring methods and other intricacies. I have had word with the gentleman and his advices were good, fruitful and eye opening too. I have enhanced the knowledge and will be working towards them to improve the score.

Vimal Srivastava Moneylife Foundation Member

I TREASURE MONEYLIFE MAGAZINE AND READ THEM A NUMBER OF TIMES. TO ME MONEYLIFE MAGAZINE IS THE BEST. NO OTHER FINANCE MAGAZINE CAN COME NEAR IT.

SAMUEL.L.WARBAH A SUBSCRIBER

Congratulations…..!!!
I wish you all the best… May your business achieve new hights day after day n month after month…!

Satish Bhatia Moneylife Foundation Member

Dear Sir, Madam,

This is to sincerely thank you and your team for resolving the issue with my CIBIL report. Yesterday I had a mail form CIBIL acknowledging their error and correcting my report. My special thanks goes out to Mr. Yogesh Sapkale, Deputy Editor without whose intervention this couldn’t have been possible. Three cheer to the Moneylife team. Kudos. You guys rock….

Best regards,
Girimon

GIRIMON VASU ML Foundation Member

At the outset I would like to congratulate MONEYLIFE magazine for their excellent unbiased analysis of various issues affecting common man in their daily life While I am a subscriber of many financial magazines I prefer moneylife over other magazines nowadays. I am really happy to share with you that I have made reasonably very good profits by going through your STOCKS STREET BEAT. Even recommended this magazine to many of my friends.

D.H. SUBRAMANIAM Subscriber

I have utmost respect for the untiring efforts you and your foundation put to help people. In the article you have mentioned one person as a marine engineer. Mariners are one of the most easy prey for agents. Totally out of touch with the real world and trustworthy and flush with funds.

Dinesh Acharya Moneylife Foundation Member

I think this is need of hour that is educating the people about their rights and the to follow certain legal as well as administrative procedure.This is being done by Money Life foundation.This is a very service that you are doing for the people of this great country.

Pankaj Desai

Thank you so much Moneylife Foundation,

Thank you so much Mr Gopalakrishnan for all your help to clarify my doubt. You answered all my questions, and your support was greatly appreciated. You guided me such a way I felt like, I was talking with my father. Most important thing is, you explained everything in simple and non-financial language, that general people can easily understand.

Once again thanks to Moneylife Foundation for giving such a experienced person for counselling.

Thank you
kaibalya

Kaibalya Rout Moneylife Foundation Member

We are all thank full for your generosity in bringing these kind of marvels,concept highlighting every vision big and wide open. With your will power things will surely be created in a beautiful manner, and we all have hope that you can bring the perfect essence of your effort. We thank you for your great deeds to all livings.

Thanking you once again

Stanley D'souza

It is great to see MoneyLife mag is keeping its quality and focus despite the really long bear market we had. This is the one financial magazine I always never stopped reading

Sajjeev Antony

Dear Sucheta,

I would like to express my deepest gratitude to you and your team at Moneylife Foundation for all the help and guidance you gave to me on my HSBC case in bringing it to fruition. It is an unprecedented conclusion to a matter of this kind and would have been difficult to achieve without the dedication, patience and hard work of you and your team.

It has been a tough fight and I am immensely relieved for the closure. At one point I did almost start to believe that the system would win and would have perhaps given up but for the tireless efforts of many. The amount of time acumen and hard work you and your team put into this matter has reiterated my faith that some people do indeed have their hearts in the right place

I do believe that the future of our nation is safer due to the efforts of selfless dedicated and fearless people such as yourself and your brave warriors at Moneylife Foundation / Disha . A special thank you also to Mr Gopalakrishnan for his kind guidance.

Shekhar Kapur joins me in thanking you for all your efforts and help once again.

Best Regards
Suchitra Krishnamoorthi

Suchitra Krishnamoorthi Former Film Actress

Just wanted to say thank you! I enjoyed Dr. Khemka’s talk immensely.

As always, the speakers you invite enlighten us to the malaise prevalent all around and stir up people like us to really do something to help. What is more heartening is to know that invariably there are people who are ready to take on the gauntlet braving risk to make a difference. Their success stories against the odds they face firmly reaffirms the motto of my alma matter: ‘Never Give in’.

Prabal Nag Moneylife Foundation Member

Thank you for your invitation. Firstly congratulations! It would be right to say that through this initiative you have provided yeoman service to the community. I wish you and the team all the best.

I will be out of the country on the date of the function and hence please accept my personal wishes on this occasion.

Kamath K.V Moneylife Foundation Member

I read most of your articles and want to congratulate you for giving readers a different perspective than what the corporate media would have us believe. Your articles are well researched and very well balanced.

If you recall, you had invited me to deliver a talk at Moneylife about my experiences and books. It was a great experience for me.

I have actually written 3 more books since and they are doing rather well. ‘Manat’ on psychology with 35000 copies sold in 2 years, ‘Musafir’ -my autobiography with 45000 copies sold in 14 months and ‘Ganiti’ on Mathematics is about to cross 20000 in just 4 months. These numbers may look very small compared to the sales figures of some of the books in English, but, in Marathi, they are very very high indeed!

I would have loved to present these to you if you were a Marathi reader.

Anyways, please do keep writing.

Achyut Godbole Moneylife Foundation Member

Please accept my very sincere appreciations for your fearless writing. The Moneylife Foundation is doing wonderful service for the cause of Truth and Justice, not only in finance but in other areas like health and social causes. Only God can reward you for this service.

Narendra Gupta Moneylife Foundation member

Ably guided by Sucheta Dalal, Debashis Basu and teammates are indeed a great help to the society, especially to ill-informed individuals on various aspects of day-to-day life. Let MONEYLIFE grow by LEAPS & BOUNDS!

Data Barve Moneylife Foundation member

Congratulations on being recognised as a supporter of Consumer International. This is another proud feather in your cap. May the light of financial wisdom that Moneylife Foundation commits to spread far and wide.

Sohrab Kapadia Moneylife Foundation Member

Thanks a great deal to Moneylife Foundation Insurance Helpline. The executive visited me at my current address and handed the revised policy terms. I am deeply grateful for the speed with which you have responded to every one of my concerns. May you continue to brighten the lives of many harassed investors.

Ms Rossanna D'Cunha Insurance Helpline user

Hats-off to Moneylife for providing a perfect platform to support Samir Zaveri and to reach out to the masses. KUDOS to Samir Zaveri for his outstanding service towards railway passengers which I came know from Moneylife

Harikumar H

I am extremely happy and satisfied with the counseling and very much relieved! I hope more people will come to know about it and benefit from it. I am very thankful to Moneylife Foundation for this service.

Rupak Kulkarni Disha Counselee

I was not aware about such a great and noble idea. Thanks to Moneylife Foundation. It is through them I came across Disha. I am very much happy with the counseling and it shows your philanthropic attitude. I am thankful to you and your team; because of your continuous persuasion I got my hard earned money back. Thank you for your support the way you pursued my matter with concern and authority. Truly impeccable! Thanks a ton!

Priyanshu Wankhade Disha Counselee

I bought a three year subscription to Moneylife magazine started reading the 22nd August issue. Since I was in office I just a few pages. As I lay on my bed to sleep, there was something which didn’t allow me to sleep. I picked up my laptop and started reading the Moneylife again, and read till 4am! What a marvelous efforts you guys are putting together! Thanks for the everything and Moneylife deserves a big standing ovation

Sunny Arora Moneylife Subscriber

Money matters did scare me a lot,
How to invest wisely was always my thought;
Stocks, Insurance, Funds, different schemes with different target,
Would all that be safe and sound in this risk bearing market?
Whom do I trust? Whom do I ask?
Then I found a special friend to ease my task,
Abundant financial wisdom with its readers to share,
Guide to investment planning with caution and care.
That’s Moneylife I have voted the best,
Keeping all my financial worries, at rest.

Pratistha Firdos Namirian B.Com L.L.B. L.L.M.

Congratulations on the success of reaching out to savers and educating them the finances through your highly reputed organisation—Moneylife Foundation. My husband persuaded me to read Moneylife magazines to make me aware of day to day financial frauds and how to take investment decisions. I saw him politely refuse the HDFC Bank officials who were trying to lure him to invest in their scheme. Before they could convince him to invest my husband told them very clearly about the drawbacks in the scheme which they had not mentioned and they were surprised about the same. They asked how he knew so much and he had told about Moneylife. I was so impressed by his knowledge which further created interest in reading this very great magazine. I subscribed to the magazine, in my husband’s name, as birthday gift on 16th April 2013. I had the priviledge of attending the seminar on ” Basics of Finance a Woman Must Know” (even when my husband is not in town) and wish to really thank this institution for the precious knowledge shared and I feel I must appreciate all your valuable efforts to educate and prepare women to be financially confident.

Pratistha Firdos Namirian B.Com L.L.B. L.L.M.

I take this opportunity to congratulate each and every member of Moneylife Foundation for a landmark achievement of CENTURY of seminars which, in true sense, leads to investor empowerment. I hope ‘100’ remains just a mere number and the Foundation scales new heights in investor education and empowerment

Aditya Karnik Certified Financial Planner

I wish Sucheta Dalal and Debashis Basu and the team at Moneylife Foundation the very best in the years to come. The Foundation’s mission to spread awareness about financial matters is to be lauded. It is an honour to be associated with the Moneylife group in every small way.

Sharad Jain

Congratulations! It is indeed a great start. Wishing you a marvelous journey ahead!

Pankaj Kapoor Managing Director, Liases Foras

I always appreciate Moneylife Foundation’s noble cause of educating people in financial matters and taking their problems to the authorities and lending a helping hand. The seminars conducted by the Foundation has been an eye-opener for me. I would like to thank Moneylife Foundation for everything and would like to help in any small way to make this noble cause a success.

Kirtan B Raut

Hearty Congratulations on your Anniversary. May the Almighty give you the power to stand up against injustices in the financial services industry and give you the power to provide proper advice to the common public. All the right minded Indians will be with you, in this mission

Athmaraman

At the outset I want to express my sincere gratitude and appreciation for the painstaking efforts that Moneylife Foundation has undertaken in addressing various burning issues concerning senior citizens

A Sundaram Senior Citizen and Moneylife Foundation Member

It is nice to have been a part of the Moneylife’s journey. Happy birthday and many happy returns of the day!

PV Subramanyam, on anniversary event Chartered Accountant and Financial Trainer

This is an excellent move from MoneyLife. There does not seem to be any check either by the RBI or SEBI on such practices and the banks fail to tell savers whether the products in question have the approval from SEBI. Most of the senior investors who suffer, lose track of transactions and they do not know whom to approach and how to get back the money. Mr Sharma’s case is one such instance which MoneyLife beautifully tackled and brought to a sensible and logical conclusion.

Dr TV Gopalakrishnan Retired Chief General Manager, Reserve Bank of India

I always salute and admore Moneylife Foundation’s effort for financial literacy. I always share your program schedule on Facebook and mail the same to my clients & friends, particularly those in Mumbai. I want to be work with Moneylife Foundation as a volunteer and I’m interested in arranging a financial literacy awareness program in Baroda.

Dhaval Shah IFA, Baroda

I must complement the Moneylife team for the phenomenal work that it does for the Indian society. I’ve been reading Moneylife magazine in detail since 2011 and every single article is worth its weight in Gold. Although I’m an MBA from NY & run a family business here, I take so many decisions in life just by reading Moneylife. It’s extremely rare to find a magazine with an unbiased & pro-consumer approach in today’s paid 24×7 media-driven world. Thanks for the wonderful job with the magazine & the Moneylife Foundation, and wish you the very best in all your future endeavors.

Abhishek Nayak Family business owner and MBA from NYC

I am indebted to Moneylife. An article by Moneylife highlighted the lacunae in Metlife’s online payment process. PNB Metlife then called and confirmed that they would credit Rs25,000 in my account against my premium for the year 2012. Until then I had lost all hopes of getting my money back. The public at large stands to benefit immensely by such articles by Moneylife. My heartfelt gratitude to the Moneylife team.

Shunila

Moneylife Foundation work can be compared only to RK Laxman’s common man cartoons as far as awareness spread and initiating impact in the minds of ordinary gullible readers is concerned. You are the modern day freedom fighters of India and are capable of bringing on a revolution India badly needs today! I salute to Sucheta and Debashis.

Dr Ramesh Potdar Moneylife Foundation Member

I am honored to have a great companion like Moneylife in my life, and I am proud and privileged to be a part of it.

Uttam Kumar Dubey Moneylife Subscriber

Moneylife has touched many lives and mine in a very very positive way. I have been motivated by reading Moneylife articles and blogs and has made me move a petition against UBI Borivali West Branch with the Banking Ombudsman for errant services provided by them. I must Thank Moneylife for touching my life positively.

Sheel Cabral

There is mis-buying due to lack of authentic unbiased information which is exactly why Moneylife is priceless. If you read Moneylife the chances of getting fooled will reduce very very rapidly.

Suketu Shah

I would like thank Moneylife Foundation for providing guidance through Disha. I was an ICICI credit bank holder and bought a laptop with the card. But I was constantly harassed by call centers to repay the outstanding bill which was wrongly computed. After hopping from pillar to post, I contacted Disha to help resolve the issue, through which I got an appointment with Mr Gopalkrishnan. His guidance proved useful, because after a month I was told that the correct balance will be reflected in my April 2013 statement.

Sanjay Shah

I’m delighted to hear of the significant accomplishments of whole dedicated Moneylife team achieved in a short time since inception. The prestigious award to Sucheta was for your outstanding achievement; you are continuing the same legacy ably supported by the determination of, should not I mention, Debashis. My sincerest wishes in your continued success, my compliments untold!

Vinay Joshi

Please accept my Hearty Congratulations and Best Wishes on the occasion!

Vaidya DV

I am pleased to inform you that Moneylife Foundation’s Pune seminar was a grand success and such seminars at various locations of the country is the need of the hour, since awareness about the financial literacy needs lot of attention and efforts at all levels.

SB Kulkarni

I was in Pune to attend the workshop and I found it very useful and helpful. Moneylife Foundation must arrange such meets from time to time.

Shrinivas Madwanna

Moneylife Foundation is doing a yeoman service to all. I wish all the success to the Foundation to increase financial literacy of the common man as well as success in highlighting the shortcomings of our regulators and exposing the dealings of manipulators.

Santhan Krishnan

As an accountant, I obtained some useful points from the workshop conducted where CA Gautam Shah was the guest speaker. The program & hospitality was good. We wish that 2011 may be your ever best!

RM Anthony

Congratulations to Ms Sucheta Dalal and Mr Debashis. Great work on spreading financial literacy among people.

Pawan Karanjiya

Kudos to Moneylife! Thanks for the motivational work you have done for the common man. Truth will always prevail.

Dr Prakash Khalap Moneylife Foundation member

It was indeed nice to bring in such luminaries like Mr Vinod Rai for the 3rd anniversary speech. When fear is not in the mind, Moneylife Foundation’s can be as ferocious as you want. Moneylife Foundation is fearless and has the courage to call the best people from the world to enlighten souls like us. Your work in this field is commendable and the entire Moneylife team have to be appreciated for the coordinated work they have put in. Thanks once again!

V. Jayaraman Moneylife Foundation Member

Thank you, Sucheta Dalal and your Moneylife Foundation for keeping the flame of integrity — in a creative, honest, and professionally competent INDIA — burning! If ever I can be of some help, I would be privileged to lend a helping hand.

Hari Dang Moneylife Foundation Member

Dear Sucheta,

What a delight it is to read your communications, about Moneylife Foundation activities! Sometimes I wish Mumbai was closer so that I could hop over to be able to participate in everything that you organize. Having Mr Vinod Rai was a great idea. Truly there are such few people one can just spontaneously respect. When we were young there were so many such people. Times have changed and the threshold of integrity has definitely comedown. I looked at the photos of Mr Vinod Rai, your team participants & you. Felt very very good just looking at the photos.

Big hug to you dear Sucheta.

More energy, more strength to all that you do.

Dr. Mira Shiva Coordinator, Initiative for Health & Equity in Society

Sterling work! I cannot describe how much I have benefited from all the information Moneylife Foundation has enabled. If there is any way to contribute back do let me know.

Vikas Sivaraman Moneylife Foundation Member

It is heartening to read Moneylife’s achievements and the positive impact it is having on people like us. Please make use of technology to spread the good deeds. Being regular visitor to your website, I would like to take this opportunity to express heartfelt thanks for ways in which we have benefited from your team. More Power to you and your team!

Chetan Murthy Moneylife Foundation Member

Sincere thanks to the Moneylife Foundation for organising the event on Property Taxes. Once again thanks to Sucheta Dalal, Debashis Basu and entire team to remain standing continuously for three hours to accommodate more than capacity of premises and also be able to proivde refreshment, without charges, for free! Best wishes to the Foundation!

Bharat Gandhi

Congratulations, Sucheta. You are doing a great job and we are all proud of you.

P N Vijay Investment Consultant

My best wishes for the further success of Moneylife Foundation as it grows from strength to strength.

Hemendra Kothari Chairman, DSP BlackRock Asset Management Company

Hats off for your commitment towards the common man. The turnout was a full-house with the aisles also occupied and quite a few people standing. This shows the need and craving for credible and honest opinions. Keep up the good work.

Sreeram Thiagarajan co-founder, Moneyworks4Me

This is a great milestone and an incredible achievement. My congratulations to both Sucheta and Debashis as well as your team for the great progress. Best wishes for your continued success.

Amit Chandra MD, Bain Capital India

I am very happy for you! I am confident that you will go past all your set goals. Please let me know at any time if I can be of any assistance.

Shailesh Haribhakti Chairman, BDO India

Congratulations! Moneylife magazine and the Foundation are doing a great job indeed.

Krishnamurthy Vijayan MD, IDBI Mutual Fund

I must admire Sucheta Dalal and Debashis Basu for the great and noble work you are doing through your Foundation. My very best wishes to you.

GM Rao Chairman GMR Group

Congratulations to Sucheta and Debashis on your stupendous achievement over the last year and I feel proud, so I can imagine how proud you both must be. You can always count on my support.

Keki Dadiseth International Advisor, Goldman Sachs

It was a pleasure to have been a part of your first anniversary celebrations. Moneylife is doing an excellent job in financial literacy and also creating consumer awareness about financial markets, products and services, which is a challenging job. Keep it up!

Dr KC Chakrabarty Deputy Governor, Reserve Bank of India